UNAIR NEWS – The 4th industrial revolution is the new generation of industrial revolution covering various types of technology, from 3D printing , robotics, to new types of materials and automation systems. Student Executive Board (BEM) UNAIR held an International Seminar as one of the series of International Development Student Conference . The international seminar entitled The 4 th Industrial Revolution was held on Friday, (10/11).
“By discussing the current issue on industrial revolution in a student conference and this seminar, hopefully it can improve the network among students. We from the Faculty of Economics and Business (FEB) officially opened this event, “said Dr. Rudi Purwono, Vice Dean I FEB UNAIR when giving a speech.
In the first session, the seminar held at the Fadjar Notonegoro Hall, was attended by Members of the Board of Commissioners of the Financial Services Authority (OJK) Ahmad Hidayat, MBA and Henry Pariaman from PT. Pembangkit Listrik Jawa-Bali. In that occasion, Ahmad explained various examples of businesses on financial technology.
“The collaboration and development of Gojek, Buka Lapak, and other businesses show that financial technology provides space to grow so that it will provide a different experience for users,” said Ahmad.
Ahmad also explained that OJK is preparing a regulatory sand box, which is a trial container for technology-based enterprises. Later, after graduating from the sand box, they certainly will be accepted by the market. In addition, OJK does not discriminate programs by sector, for example in the field of tourism, currently the growth of the tourism sector is very high.
“The start-up tax itself should be balanced between promote growth and generate income. If the tax is too high, then the start-up will not grow. But otherwise if it is too straight, the management won’t be good, “explained Ahmad.
Furthermore, to keep up with the current pace of technological developments, Ahmad explained that OJK is constantly striving to strategize so that entrepreneurs are not skeptical about the guarantee of lending capital. In fact, future income, cash flow, trust management can be used as collateral.
“It’s just a matter of communication. OJK does not stay quiet, but it continues to encourage small businesses in the village. Then from the supply side, we encourage banks to give loans. Meanwhile, from the demand side, we encourage small businesses to be bankable, “he concluded.
Author: Siti Nur Umami
Editor: Nuri Hermawan
