Nurses are professionals today seen as equal partners with doctors. The authority of the nurse in the exercise of their professional functions is governed by the Regulation of the Minister of Health no. 148/2010 so that nurses can carry out their professional activity. Every job has quite a significant risk, taking up the profession of a health worker or nurse. The authority and duties applied by nurses also have a heavy burden, so they must be cov-ered by insurance. The importance of professional indemnity insurance or professional indemnity insurance for nurs- es in protecting unwanted risks of infected disease, and anything related to work accidents.
This research using normative legal research methods, using normative legal is case studies in the form of legal behavior products, for example reviewing draft laws. The main subject of the study is law which is conceptualized as a norm or rule that applies in society and becomes a reference for everyone’s behavior. This research also uses a conceptual legal approach that includes Burgerlijk Wetboek (BW), to analyze insurance law, nursing law, health law, hospital law, and related implementing regulations. It is essential to get coverage from professional indemnity in-surance as they only run errands in the hospital. Professional indemnity insurance protects against claims resulting from losses from actions related to nurse profession. Professional indemnity insurance is required for nurses in the healthcare industry. The hospital is the policyholder in this instance, and the insurance provider is the insurer. Hospitals are compelled to pay insurance companies’ premiums. In order to safeguard nurses as healthcare professionals working in hospitals from patient requests for medical intervention, it is crucial to transfer responsibility for nurses to hospitals through nursing liability insurance.
Penulis: Zahry Vandawati Chumaida, Fiska Silvia Raden Roro, Trisadini Prasastinah Usanti
Faculty of Law Airlangga University, Jalan Darmawangsa Dalam Selatan, Surabaya 60286, Indonesia
